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Entrepreneurship Funding – State Resources

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  • "Haus der Forschung" – House of Research

    "Haus der Forschung" provides Bavarian stakeholders with integrated advisory services on funding, including comprehensive information and assistance in the application procedure for EU funding programs. It is based in Nuremberg and Munich and is a cooperation of Bayern Innovativ GmbH, BayFOR GmbH, Bayerische Forschungsstiftung (BFS) and Innovations- und Technologiezentrum Bayern (ITZB).

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  • BayBG – Bavarian Investment Company (Bayerische Beteiligungsgesellschaft mbH)

    BayBG provides investment capital for small- and medium-sized enterprises in Bavaria. It also offers support and advice for financing needs.

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  • Bayern International GmbH

    Bayern International GmbH offers Bavarian SMEs the opportunity to present themselves abroad and to establish business relations with foreign companies. Many Bavarian entrepreneurs take their first international steps with Bayern International by taking part in trade fairs worldwide or a delegation trip to promising foreign markets accompanied by the Bavarian Minister of Economic Affairs. The projects are funded by the Bavarian Ministry of Economic Affairs, Infrastructure, Transport and Technology; and organization is taken care of by the Bayern International team.

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  • Bayern Kapital

    Bayern Kapital GmbH is a public Bavarian venture capital company and was founded as part of the "Bavarian Future Initiative" as a wholly-owned subsidiary of the LfA Förderbank Bayern (Bavaria's development bank) at the end of 1995. The objective of Bayern Kapital is to finance research and development and market the launch of new products. In this effort, Bayern Kapital usually acts as a co-investor in cooperation with a private lead investor. The "Bayern Kapital model" is unique in Germany. Bayern Kapital has now developed into an essential location factor and driver of private financing in Bavaria.

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  • BB RlP Bürgschaftsbank Rheinland-Pfalz

    The Bürgschaftsbank Rheinland-Pfalz is a guarantee bank that specializes in funding for entrepreneurs and small- and medium-sized enterprises. Its website offers concrete information on various funding programs. Website in German only.

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  • bm-t beteiligungsmanagement thüringen gmbh

    bm-t beteiligungsmanagement thüringen gmbh provides business start-ups and companies in Thuringia with risk and venture capital. It invests in young technology ventures developing new products and in fast-growing industrial enterprises.

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  • Brandenburg Ministry for Economic Affairs and Energy

    The Brandenburg Ministry for Economic Affairs and Energy works with regional organizations, such as the InvestitionsBank Brandenburg (ILB), the Brandenburg Economic Development Board (ZAB), and Brandenburg Capital GmbH (BC), as partners for the future of the region. This partnership provides fast and specific advice on regional, central and EU funding as well as all aspects of finance. The ZAB website offers a link to multilingual advisors. Website in German.

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  • Bremen Senate for Business, Employment, and Harbor

    The Bremen Senate for Business, Employment, and Harbor offers pertinent government and legal information pertaining to those fields, including information on marketing, technology, innovation, agriculture, nutrition and consumer affairs. Website in German only.

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  • BTG Hamburg

    The BTG Hamburg offers capital resources and early-phase financing for businesses and entrepreneurs in Hamburg. It is a silent financial partner and does not seek to guide or administrate business functions. Website in German only.

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  • Bürgschaftsbank Baden-Württemberg GmbH

    The Bürgschaftsbank Baden-Württemberg GmbH is the largest guarantee bank in Germany. Shareholders include over 80 different chambers of small businesses, industry and commerce, business associations, banks and insurance companies.
    The maximum amount available for a guarantee loan is € 1.25 million. The longest term is 23 years, and runs, on average, approximately 10 years. Business activity is limited to the federal state of Baden-Württemberg. Website in German only.

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  • Bürgschaftsbank Bayern

    The Bavarian Bürgschaftsbank GmbH is a commercial business, and focuses primarily on funding for medium-sized enterprises. Website in German.

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  • Bürgschaftsbank Saarland

    The Bürgschaftsbank Saarland is a guarantee bank for entrepreneurs and small- and medium-sized enterprises in the state of Saarland. Its website offers detailed information on specific financing options. Website in German only.

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  • Bürgschaftsbank Sachsen

    The Bürgschaftsbank Sachsen GmbH (BBS) is a publicly funded specialist financial institution. As a self-help institution for companies in the trade and industry sector, BBS provides financial support, alongside company banks, for promising projects at small- and medium-sized commercial enterprises, as well as from independent professionals in Saxony in the form of indemnity guarantees (bank guarantees). Website in German only.

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  • Bürgschaftsbank Saxony-Anhalt

    The Bürgschaftsbank Saxony-Anhalt is a publicly funded bank that provides financing options for entrepreneurs and small and medium-sized enterprises in the state of Saxony-Anhalt. Its website offers detailed options that cater to a variety of business needs. Website in German only.

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  • Bürgschaftsgemeinschaft Hamburg GmbH

    The Bürgschaftsgemeinschaft Hamburg GmbH works primarily with entrepreneurs and small- and medium-sized enterprises to offer secure financing for establishing a business in Hamburg. Website in German only.

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  • General Information: Investing in Science and Technology in Berlin

    Berlin is among the largest and most diverse regions for science in Europe and has the greatest concentration of university and institutional research facilities in Germany. Colleges and research institutes in Berlin offer businesses optimal conditions for research and development. Among others, the capital offers four universities, seven colleges, four art colleges, as well as numerous technology parks and start-up centers. In Berlin, colleges, research establishments, technology centers and commercial enterprises are closely connected with each other, which ensures an intensive transfer of knowledge and technology.

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  • GFAW – Gesellschaft für Arbeits- und Wirtschaftsförderung Thüringen

    The GFAW (Gesellschaft für Arbeits- und Wirtschaftsförderung des Freistaats Thüringen mbH) promotes vocational training and job creation schemes for companies, people setting up new businesses, educational institutes, public institutions, chambers, associations and organizations. GFAW advises on and coordinates EU-level funding programs. Website in German only.

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  • GSA Gesellschaft für Struktur- und Arbeitsmarktentwicklung

    One of the focus points of Mecklenburg-Western Pomerania’s labor market politics is the promotion of business start-ups. In so doing, the services offered by GSA comprise the implementation of the “Landesinitiative SCHÜLERFIRMEN-MV” (State-wide initiative for student-run companies in Mecklenburg-Western Pomerania), and the provision of professional statements for the purpose of applying for subsidies, benefits or loans. GSA is the authority that accepts and checks applications for the grant of micro-loans issued by the state of Mecklenburg-Western Pomerania and the authority that accepts application for business start-up grants.

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  • Hessen Ministry of Economics, Energy, Transport and Regional Development

    The Hessen Ministry of Economics, Energy, Transport and Regional Development offers government and legal information pertaining to these fields in the state of Hesse.

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  • HWF Hamburg Business Development Corporation

    The HWF Hamburg Business Development Corporation is a central point of contact and service partner for any company planning to expand, restructure or relocate in the Hamburg region. The website offers links to information resources that can make working and living in Hamburg easier. HWF is a private-enterprise consultancy company that also contributes to the development of future-oriented industries: logistics, aviation, renewable energy, maritime industry and media, IT, and telecommunication.

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  • IB Investitionsbank Sachsen-Anhalt

    The IB Investitionsbank Saxony-Anhalt facilitates funding, advice, and promotion for entrepreneurs, small- and medium-sized enterprises, and public and private institutions. IB works with state, national, and EU-wide funding programs to assist new enterprises’ market entry. Website in German only.

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  • IFB Hamburg – Hamburgische Investitions- und Förderbank

    The IFB Hamburg serves as a point of contact for small- and medium-sized enterprises to acquire public funds. It supports and accompanies entrepreneurs through the process of applying for funding. Website in German only.

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  • Innovation Foundation Hamburg (Innovationsstiftung Hamburg)

    The Innovation Foundation Hamburg offers support for technology-oriented entrepreneurs who seek to implement their idea in Hamburg. It offers funding for projects as well as advising and networking services for entrepreneurs. Website in German only.

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  • Invest in Bavaria

    Invest in Bavaria is the Business Promotion Agency of the State of Bavaria. The Invest in Bavaria international team offers confidential assistance with setting up a new business or expanding present facilities in Bavaria. Invest in Bavaria provides information, help finding a suitable site and arranges contacts with government agencies as well as local partners and networks. Services are free of charge.

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  • Invest in Hessen

    Invest in Hessen offers free and confidential support to North American companies that are interested in establishing a subsidiary in Hessen. Invest in Hessen seeks to foster the success of locally based companies and foreign investors. For information and contact details for its North American liaison office, U.S. Office for Economic Development, click here.

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  • Invest in MV

    Invest in Mecklenburg-Vorpommern is the economic development agency for the German State of Mecklenburg-Vorpommern. As a one stop agency, it acts as a partner for all companies that want to establish operations in Mecklenburg-Vorpommern. Invest in MV provides assistance with the procurement of suitable locations in the state, representation of interests in administrations and institutions, support in the search for qualified experts, acquisition of funds from the state of Mecklenburg-Vorpommern, and establishing contacts to business partners and networks.

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  • Investment and Economic Development Bank of Rheinland-Pfalz – Innovations und Struktur-Bank Rheinland Pfalz (ISB RlP)

    As the central development office ISB, the state-owned development bank is the initial contact for those interested in financing for business opportunities in Rheinland-Pfalz. In this effort it is joined by the State Ministry for Economics, the Finance Ministry, the local Chambers of Industry and Commerce, the regional Manual Crafts Chambers and regional development agencies. The ISB is a central contact for development, offering individualized programs and financing plans, assistance with applications, and support in establishing companies, finding locations, selecting project sites. Their site offers detailed information for start-ups and entrepreneurs.

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  • KBG NRW Kapitalbeteiligungsgesellschaft Nordrhein-Westfalen

    The KBG NRW is a financing institution that works with entrepreneurs from the initial idea to optimize and finance their project. They focus on growth-oriented industry, technology-focused start-ups, and entrepreneurs. Their website offers detailed information on specialized funding and advisory programs. Website in German only.

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  • L-Bank Baden-Württemberg

    L-Bank Baden-Württemberg is the state bank of Baden-Württemberg and offers comprehensive financing options for entrepreneurs and medium-sized enterprises. Website in German.

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  • LFI Landesförderinstitut MV

    The State Funding Institute MV (LFI, Landesförderinstitut MV) is appointed by the state of Mecklenburg-West Pomerania to act as the point of reference for all questions regarding funding in the state. LFI also coordinates the allocation of European Funds for regional Development (EFRE) in Mecklenberg-West Pomerania. Its website also offers a portal for entrepreneurs. Website in German only.

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  • LGH NRW – Landes-Gewerbeförderungsstelle des nordrhein-westfälischen Handwerks e.V.

    The Landes-Gewerbeförderungsstelle des nordrhein-westfälischen Handwerks (LGH) is a joint service institution set up both by the chambers and the confederations of skilled trades (“Handwerk”) in the German federal state of North-Rhine Westphalia (NRW). We support these organizations as well as the SMEs in this important economic sector. LGH works closely with the EU and NRW governments to assist them in efforts to promote SMEs.

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  • MBG Berlin-Brandenburg

    The MBG Berlin-Brandenburg is a bank that offers financing for small- and medium-sized enterprises across the entire spectrum of funding needs, from founding a business to expansion. Website in German only.

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  • MBG H (Mittelständische Beteiligungsgesellschaft mbH)

    The MBG H is a publicly funded investment and holdings company oriented to small- and medium-sized enterprises in Hesse. It offers financing options and information on starting a business in the state of Hesse. Website in German only.

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  • MBG Mittelständische Beteiligungsgesellschaft Baden-Württemberg GmbH

    The MBG enters into silent partnerships with small- and medium-sized businesses as well as businesses that are in the process of being founded. As a publicly supported capital investment company, MBG works closely with the Bürgschaftsbank Baden-Württemberg GmbH and receives support from the federal and the state government. It is a not-for-profit organization that currently provides venture capital funding for 1,060 Baden-Württemberg companies totaling 307.2 million euros. Website in German.

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  • MBG Saxony-Anhalt (Mittelständische Beteiligungsgesellschaft Sachsen-Anhalt)

    MBG Saxony-Anhalt offers financing for small- and medium-sized enterprises and entrepreneurs seeking to start a business in Saxony-Anhalt. It offers silent investment at reasonable rates to encourage growth and economic development in the state. Full details on financing options can be found on the website. Website in German only.

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  • Ministry of Finance and Economics Baden-Württemberg – Financing Programs

    The primary financing programs available from the State of Baden-Württemberg are listed on this page, as well as advisory support for entrepreneurs. Website in German.

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  • Mittelständische Beteiligungsgesellschaft MBG

    The MBG Rheinland-Pfalz offers financial support in the form of loans for small- and medium-sized enterprises in the state of Rheinland-Pfalz. It is publicly funded and offers competitive rates. Website in German only.

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  • Mittelständische Beteiligungsgesellschaft Mecklenburg-Vorpommern mbH (MBMV)

    MBMV provides financing and information for small- and medium-sized enterprises in the state of Mecklenburg-West Pomerania. Working closely with the Bürgschaftsbank Mecklenburg-Vorpommern GmbH (BMV), the MBMV provides specific financing programs designed for various types of operations. Website in German only.

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  • Mittelständische Beteiligungsgesellschaft Niedersachsen

    The Mittelständische Beteiligungsgesellschaft Niedersachsen (MBG) mbH is an organization that supports the economy of Lower Saxony. Small and medium-sized enterprises (SMEs) based in Lower Saxony are eligible for silent investments to strengthen their capital base and thereby finance growth and innovation. MBG provides both investment and advice. Website in German only.

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  • Mittelständische Bürgschaftsbank Sachsen

    The Mittelständische Beteiligungsgesellschaft Sachsen mbH (MBG) is a privately held investment company with public funding. Its task is to improve the financing structures of medium-sized companies with the goal of stable corporate development. MBG acquires both silent capital and direct stakes in industrial companies.

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  • NBANK – Investitions- und Förderbank Niedersachsen

    NBank is the bank for investment and business development in Niedersachsen. It is fully owned by the federal state. All federal subsidy schemes aiming to back the regional economy, labor market and education, as well as grants for housing and urban development, are processed centrally in the NBank. NBank also gives advice on EU–support programs and programs offered by the German government and collaborating regional partners in order to implement synergy effects and improve the overall business development programs. Website in German only.

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  • Niedersächsische Bürgschaftsbank NBB

    The NBB is a guarantee bank in Lower Saxony that strives to support small- and medium-sized enterprises and start-ups through financing. Website in German only.

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  • NRW.BANK

    In its capacity as the development bank for North Rhine-Westphalia, NRW.BANK assists the state in its structural and economic tasks. The bank acts on behalf of the state, operates in a competition-neutral manner and offers the full range of banking products required in the field of development and promotion – from traditional loans to customized advice. The Bank’s three fields of development and promotion are "Housing & Living,” “Development & Protection,” as well as "Start-ups & Growth."

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  • NRW.International

    The foreign trade portal of NRW.International is a central platform for small- and medium-sized enterprises in North Rhine-Westphalia. NRW.International acts as a first point of contact and provides service and advising, and coordinates and connects entrepreneurs and business developers. They also offer a range of funding programs. Website in German only.

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  • NRW.INVEST GmbH

    The state-owned economic development agency NRW.INVEST supports companies with investment projects or business locations in North Rhine-Westphalia. NRW.INVEST advises on tax and legal issues as well as details regarding economic structure and industry clusters. It analyzes investment plans and offers commercial and industrial sites in North Rhine-Westphalia. NRW.INVEST moderates and accompanies investment projects confidentially from the first step to the conclusion. And even after the settlement, NRW.INVEST is still on hand with help and advice for foreign companies. This applies in particular to expansions, start-ups and spin-offs. Its services are free of charge.

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  • Saarländische Investitionskreditbank SIKB

    The SIKB is Saarland’s state bank, offering mid- and long-term loans to entrepreneurs and small- and medium-sized enterprises. Their website offers full details on financing options, as well as tailored information for entrepreneurs. Website in German only.

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  • SBG Sächsische Beteiligungsgesellschaft

    The SBG is closely related to the SAB (Saxony Aufbau Bank), and works with the bank to facilitate financing for small-and medium-sized enterprises. They offer advice and support for loan applications and individualized financing options. Website in German only.

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  • Schleswig-Holstein Ministry of Economic Affairs, Employment, Transport, and Technology

    The website of the Ministry of Economic Affairs, Employment, Transport and Technology offers information pertinent to these sectors in the state of Schleswig-Holstein.

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  • Support Service GmbH (FSIB – Förder-Service GmbH)

    The FSIB works closely with Saxony-Anhalt’s investment bank (IB) to connect and facilitate community and regional business investment in the state. It focuses on providing financing, information about current support programs at the state and EU level, planning, supervision, and tax advising, and the evaluation of programs and projects. Website in German.

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  • SWG mbH

    SWG mbH was founded in 1997 with the goal of supporting young technology firms in their start-up phase, as well as financing existing innovative organizations in the development of new products. SWG operates with various regional banks, as well as the Ministry for Business and Labor, to provide multiple funding options and comprehensive information on the technology sector in Saarland. Website in German only.

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  • TBI Technologie-Beratungs-Institut GmbH

    TBI is a project-funding institute that works in partnership with the State Ministry for Business, Infrastructure, and Tourism to facilitate technology-oriented projects in the state of Mecklenburg-West Pomerania. Their website offers comprehensive information on technology transfer, patent information, and knowledge transfer. Website in German only.

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  • Technologiestiftung Berlin

    Technologiestiftung Berlin provides services and information for technology transfer, financing and founding a business, IP consulting, European cooperation, and commercial project management. The foundation is committed to transforming new ideas into reality and shifting projects emerging from Berlin's scientific R&D community into action. It focuses on the key topics of:

    Data
    Work
    Life
    Location for Innovation

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  • ThürInG

    ThürInG, the Thuringia network for innovative entrepreneurs, offers particularly intensive advice and support for business and finance plans, navigating legal issues and insurance plans, identifying cooperating partners, approaching investors. Detailed information on ThürInG’s partners and services can be found on its website. Website in German only.

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  • Wagnisfinanzierungsgesellschaft für Technologie Rheinland-Pfalz (ISB)

    The WFT is closely associated with the ISB in Rheinland-Pfalz, and offers financing to technology-oriented firms that have existed for less than five years. The WFT offers venture capital to new companies and entrepreneurs, as well as an introduction to the market of Rheinland-Pfalz. Website in German only.

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  • WFS – Saxony Economic Development Corporation (Wirtschaftsförderung Sachsen GmbH)

    WFS, on behalf of the state of Saxony, facilitates the establishment of new business enterprises in the state. They consult and advise entrepreneurs and foreign firms seeking to locate in Saxony, and provide networked connections to other foundations, banks and state institutions that are useful for start-ups in the region.

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  • WIBank (Wirtschafts- und Infrastrukturbank Hessen)

    The WI Bank offers financing options for entrepreneurs and individuals seeking to start a business in Hessen. Website in German only.

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  • ZPT – Center for Productivity and Technology Saar e.V.

    The Center for Productivity and Technology Saar e.V. (ZPT) offers a wide range of services to support enterprises from the Saarland in promoting their competitiveness and innovation as well as tapping new sales market. ZPT also comprises the enterprise Europe Network and a Patent Information Centre. The comprehensive services the ZPT provides for the Saarland Industry in terms of advice, training, transfer of technology and promotion of innovation, are targeted to small- and medium-sized enterprises to help them improve their competitiveness and develop new products and processes. Website in German. English summary is available at this link.

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