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Entrepreneurship Funding – State Resources

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  • "Haus der Forschung" – House of Research

    "Haus der Forschung" provides Bavarian stakeholders with integrated advisory services on funding, including comprehensive information and assistance in the application procedure for EU funding programs. It is based in Nuremberg and Munich and is a cooperation of Bayern Innovativ GmbH, BayFOR GmbH, Bayerische Forschungsstiftung (BFS) and Innovations- und Technologiezentrum Bayern (ITZB).

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  • BAB Bremer Aufbau-Bank

    The BAB is a bank focused on supporting the financing needs of individuals and start-up companies within Bremen. It offers competitive financing options and a detailed list of funding programs on its website. Website in German only.

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  • Baden-Württemberg’s Ministry of the Environment, Climate Protection, and the Energy Sector

    Baden-Württemberg’s Ministry of the Environment, Climate Protection, and the Energy Sector offers information on fields relating to policy, sustainability, climate protection, environmental technology, nuclear energy supervision, radiation protection, air pollution control, waste management, market surveillance, water and soil, the energy sector, and international cooperation. A comprehensive list of funding programs is available in German here.

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  • BayBG – Bavarian Investment Company (Bayerische Beteiligungsgesellschaft mbH)

    BayBG provides investment capital for small- and medium-sized enterprises in Bavaria. It also offers support and advice for financing needs.

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  • Bayern International GmbH

    Bayern International GmbH offers Bavarian SMEs the opportunity to present themselves abroad and to establish business relations with foreign companies. Many Bavarian entrepreneurs take their first international steps with Bayern International by taking part in trade fairs worldwide or a delegation trip to promising foreign markets accompanied by the Bavarian Minister of Economic Affairs. The projects are funded by the Bavarian Ministry of Economic Affairs, Infrastructure, Transport and Technology; and organization is taken care of by the Bayern International team.

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  • Bayern Kapital

    Bayern Kapital GmbH is a public Bavarian venture capital company and was founded as part of the "Bavarian Future Initiative" as a wholly-owned subsidiary of the LfA Förderbank Bayern (Bavaria's development bank) at the end of 1995. The objective of Bayern Kapital is to finance research and development and market the launch of new products. In this effort, Bayern Kapital usually acts as a co-investor in cooperation with a private lead investor. The "Bayern Kapital model" is unique in Germany. Bayern Kapital has now developed into an essential location factor and driver of private financing in Bavaria.

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  • BB RlP Bürgschaftsbank Rheinland-Pfalz

    The Bürgschaftsbank Rheinland-Pfalz is a guarantee bank that specializes in funding for entrepreneurs and small- and medium-sized enterprises. Its website offers concrete information on various funding programs. Website in German only.

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  • BG Bürgschaftsbank Hesse

    The BG Bürgschaftsbank Hesse is a contact for financing for entrepreneurs and small- and medium-sized enterprises in Hesse. It offers support for entrepreneurs involved in trade, industry, transportation, tourism, the service industry, landscaping and construction, and independent employees. Website in German only.

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  • bm-t beteiligungsmanagement thüringen gmbh

    bm-t beteiligungsmanagement thüringen gmbh provides business start-ups and companies in Thuringia with risk and venture capital. It invests in young technology ventures developing new products and in fast-growing industrial enterprises.

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  • Brandenburg Ministry for Economic Affairs and Energy

    The Brandenburg Ministry for Economic Affairs and Energy works with regional organizations, such as the InvestitionsBank Brandenburg (ILB), the Brandenburg Economic Development Board (ZAB), and Brandenburg Capital GmbH (BC), as partners for the future of the region. This partnership provides fast and specific advice on regional, central and EU funding as well as all aspects of finance. The ZAB website offers a link to multilingual advisors. Website in German.

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  • Bremerhaven Economic Development Company Ltd. – BIS Bremerhaven Gesellschaft für Investitionsförderung und Stadtentwicklung

    The BIS, which is supported by both the city of Bremerhaven and the State of Bremen, offers detailed information for every phase of investing or establishing a business in Bremen. The four divisions within BIS include business development, infrastructural development, urban development, and tourism development.

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  • BTG Hamburg

    The BTG Hamburg offers capital resources and early-phase financing for businesses and entrepreneurs in Hamburg. It is a silent financial partner and does not seek to guide or administrate business functions. Website in German only.

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  • Bürgschaftsbank Baden-Württemberg GmbH

    The Bürgschaftsbank Baden-Württemberg GmbH is the largest guarantee bank in Germany. Shareholders include over 80 different chambers of small businesses, industry and commerce, business associations, banks and insurance companies.
    The maximum amount available for a guarantee loan is € 1.25 million. The longest term is 23 years, and runs, on average, approximately 10 years. Business activity is limited to the federal state of Baden-Württemberg. Website in German only.

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  • Bürgschaftsbank Bayern

    The Bavarian Bürgschaftsbank GmbH is a commercial business, and focuses primarily on funding for medium-sized enterprises. Website in German.

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  • Bürgschaftsbank Brandenburg

    The Bürgschaftsbank Brandenburg is a guarantee bank that offers consulting and financing options for small- and medium-sized enterprises within the state of Brandenburg. Website in German only.

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  • Bürgschaftsbank Bremen GmbH

    The Bürgschaftsbank Bremen GmbH is a guarantee bank that offers financing to self-employed individuals and small- and medium-sized enterprises located in Bremen. Website in German only.

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  • Bürgschaftsbank MV GmbH

    The Bürgschaftsbank Mecklenburg-West Pomerania offers short-, mid-, and long-term credits of all types for small- and medium-sized enterprises and start-ups in Mecklenburg-West Pomerania. Website in German only.

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  • Bürgschaftsbank Saarland

    The Bürgschaftsbank Saarland is a guarantee bank for entrepreneurs and small- and medium-sized enterprises in the state of Saarland. Its website offers detailed information on specific financing options. Website in German only.

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  • Bürgschaftsbank Sachsen

    The Bürgschaftsbank Sachsen GmbH (BBS) is a publicly funded specialist financial institution. As a self-help institution for companies in the trade and industry sector, BBS provides financial support, alongside company banks, for promising projects at small- and medium-sized commercial enterprises, as well as from independent professionals in Saxony in the form of indemnity guarantees (bank guarantees). Website in German only.

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  • Bürgschaftsbank Saxony-Anhalt

    The Bürgschaftsbank Saxony-Anhalt is a publicly funded bank that provides financing options for entrepreneurs and small and medium-sized enterprises in the state of Saxony-Anhalt. Its website offers detailed options that cater to a variety of business needs. Website in German only.

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  • Bürgschaftsbank Schleswig-Holstein

    The Bürgschaftsbank Schleswig-Holstein is a publicly-supported financing institution that specializes in financing and advising for small- and medium-sized enterprises and entrepreneurs. Full financing information is available on the website. Website in German only.

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  • Bürgschaftsbank Thüringen GmbH

    The Bürgschaftsbank Thuringia, co-founded by chambers of commerce, banks, and insurance companies, offers multiple financing options for entrepreneurs and small- and medium-sized enterprise in the state of Thuringia. Website in German.

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  • Bürgschaftsgemeinschaft Hamburg GmbH

    The Bürgschaftsgemeinschaft Hamburg GmbH works primarily with entrepreneurs and small- and medium-sized enterprises to offer secure financing for establishing a business in Hamburg. Website in German only.

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  • Business Development and Technology Transfer Corporation of Schleswig-Holstein – WTSH

    The Business Development and Technology Transfer Corporation of Schleswig-Holstein (WTSH) serves as a first point of contact for all matters related to business development in Schleswig-Holstein. If you’re an entrepreneur or investor or simply interested in Schleswig-Holstein’s economy, this website provides information about the state as well as WTSH’s services. WTSH assists in finding business sites, completing the innovation process, connecting entrepreneurs with appropriate contacts, and answering any questions. WTSH focuses primarily on business development and technology transfer. Website in German only.

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  • BVK – German Private Equity and Business Capital Association

    BVK is an association of private equity and venture capital companies operating in Germany. BVK’s objective is to create the best possible conditions for private equity and venture capital in Germany and to promote public understanding for the role of private equity companies. BVK members work in specialist groups, such as venture capital, small- and medium-sized enterprises, SME private equity and venture capital companies. BVK cooperates closely with the media, policymakers, universities, and associations, both nationally and internationally, and promotes collaboration among its members. Website in German only.

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  • GSA Gesellschaft für Struktur- und Arbeitsmarktentwicklung

    One of the focus points of Mecklenburg-Western Pomerania’s labor market politics is the promotion of business start-ups. In so doing, the services offered by GSA comprise the implementation of the “Landesinitiative SCHÜLERFIRMEN-MV” (State-wide initiative for student-run companies in Mecklenburg-Western Pomerania), and the provision of professional statements for the purpose of applying for subsidies, benefits or loans. GSA is the authority that accepts and checks applications for the grant of micro-loans issued by the state of Mecklenburg-Western Pomerania and the authority that accepts application for business start-up grants.

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  • IB Investitionsbank Sachsen-Anhalt

    The IB Investitionsbank Saxony-Anhalt facilitates funding, advice, and promotion for entrepreneurs, small- and medium-sized enterprises, and public and private institutions. IB works with state, national, and EU-wide funding programs to assist new enterprises’ market entry. Website in German only.

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  • IB Investitionsbank Schleswig-Holstein

    Investitionsbank Schleswig-Holstein (IB), the development bank of the Land (state) Schleswig-Holstein, plays a key role in providing financial support to foster regional development and growth in Schleswig-Holstein. IB offers advice on funding and financing. It provides tailor-made solutions for corporate, real estate and public infrastructure financing as well as for city development, environmental, and energy projects. Furthermore, grants are provided to support labor market development and training. Financial assistance is given to public and private investment projects in Schleswig-Holstein.

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  • IBB Beteiligungsgesellschaft mbH

    IBB Beteiligungsgesellschaft mbH provides venture capital for Berlin-based technology-oriented companies and companies from the creative industries. Investment professionals provide support to assist companies in preparing products for market and launch.

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  • IFB Hamburg – Hamburgische Investitions- und Förderbank

    The IFB Hamburg serves as a point of contact for small- and medium-sized enterprises to acquire public funds. It supports and accompanies entrepreneurs through the process of applying for funding. Website in German only.

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  • ILB Investitionsbank des Landes Brandenburg

    ILB's core business is to promote public and private investment projects in business, infrastructure and housing. In the business sector, ILB supports commercial companies and founders, as well as agricultural and media companies. In the infrastructure sector, we finance projects by municipalities, municipal special-purpose associations, municipal enterprises as well as social, scientific, educational and cultural institutions.

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  • Invest in MV

    Invest in Mecklenburg-Vorpommern is the economic development agency for the German State of Mecklenburg-Vorpommern. As a one stop agency, it acts as a partner for all companies that want to establish operations in Mecklenburg-Vorpommern. Invest in MV provides assistance with the procurement of suitable locations in the state, representation of interests in administrations and institutions, support in the search for qualified experts, acquisition of funds from the state of Mecklenburg-Vorpommern, and establishing contacts to business partners and networks.

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  • Invest in Thuringia LEG – State Economic Development Agency of Thuringia

    As a one-stop agency, LEG Thüringen – the State Development Corporation of Thuringia responds to all questions concerning relocation and investment promotion. LEG offers advice on suitable industrial sites, manages contacts to local authorities, supports companies in recruiting skilled personnel, informs companies about available incentive and financing concepts, fosters Thuringia’s international relations and promotes the transfer of technology and innovation in our region.

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  • Investitionsbank Berlin

    Investitionsbank Berlin (IBB) is the development bank of the Federal Land of Berlin. With its newly orientated economic support and subsidy policy, it actively contributes towards developing Berlin for business and industry.

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  • Investment and Economic Development Bank of Rheinland-Pfalz – Innovations und Struktur-Bank Rheinland Pfalz (ISB RlP)

    As the central development office ISB, the state-owned development bank is the initial contact for those interested in financing for business opportunities in Rheinland-Pfalz. In this effort it is joined by the State Ministry for Economics, the Finance Ministry, the local Chambers of Industry and Commerce, the regional Manual Crafts Chambers and regional development agencies. The ISB is a central contact for development, offering individualized programs and financing plans, assistance with applications, and support in establishing companies, finding locations, selecting project sites. Their site offers detailed information for start-ups and entrepreneurs.

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  • KBG NRW Kapitalbeteiligungsgesellschaft Nordrhein-Westfalen

    The KBG NRW is a financing institution that works with entrepreneurs from the initial idea to optimize and finance their project. They focus on growth-oriented industry, technology-focused start-ups, and entrepreneurs. Their website offers detailed information on specialized funding and advisory programs. Website in German only.

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  • L-Bank Baden-Württemberg

    L-Bank Baden-Württemberg is the state bank of Baden-Württemberg and offers comprehensive financing options for entrepreneurs and medium-sized enterprises. Website in German.

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  • LfA Förderbank Bayern

    LfA Förderbank Bayern is a specialist bank for regional economic development. It focuses on the following core business areas: start-ups, growth, innovation, environmental protection, and consolidation. LfA’s financial services focus on long-term and often low-interest loans. They offer underwriting services in the form of indemnity agreements, securities and guaranties as well as investment financing. The key target group consists of small- and medium-sized Bavarian enterprises.

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  • LFI Landesförderinstitut MV

    The State Funding Institute MV (LFI, Landesförderinstitut MV) is appointed by the state of Mecklenburg-West Pomerania to act as the point of reference for all questions regarding funding in the state. LFI also coordinates the allocation of European Funds for regional Development (EFRE) in Mecklenberg-West Pomerania. Its website also offers a portal for entrepreneurs. Website in German only.

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  • LGH NRW – Landes-Gewerbeförderungsstelle des nordrhein-westfälischen Handwerks e.V.

    The Landes-Gewerbeförderungsstelle des nordrhein-westfälischen Handwerks (LGH) is a joint service institution set up both by the chambers and the confederations of skilled trades (“Handwerk”) in the German federal state of North-Rhine Westphalia (NRW). We support these organizations as well as the SMEs in this important economic sector. LGH works closely with the EU and NRW governments to assist them in efforts to promote SMEs.

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  • MBG Berlin-Brandenburg

    The MBG Berlin-Brandenburg is a bank that offers financing for small- and medium-sized enterprises across the entire spectrum of funding needs, from founding a business to expansion. Website in German only.

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  • MBG H (Mittelständische Beteiligungsgesellschaft mbH)

    The MBG H is a publicly funded investment and holdings company oriented to small- and medium-sized enterprises in Hesse. It offers financing options and information on starting a business in the state of Hesse. Website in German only.

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  • MBG Mittelständische Beteiligungsgesellschaft Baden-Württemberg GmbH

    The MBG enters into silent partnerships with small- and medium-sized businesses as well as businesses that are in the process of being founded. As a publicly supported capital investment company, MBG works closely with the Bürgschaftsbank Baden-Württemberg GmbH and receives support from the federal and the state government. It is a not-for-profit organization that currently provides venture capital funding for 1,060 Baden-Württemberg companies totaling 307.2 million euros. Website in German.

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  • MBG Mittelständische Beteiligungsgesellschaft Schleswig-Holstein

    The MBG Schleswig-Holstein provides support and financing for small- and medium-sized enterprises in the state of Schleswig-Holstein. Website in German only.

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  • MBG Saxony-Anhalt (Mittelständische Beteiligungsgesellschaft Sachsen-Anhalt)

    MBG Saxony-Anhalt offers financing for small- and medium-sized enterprises and entrepreneurs seeking to start a business in Saxony-Anhalt. It offers silent investment at reasonable rates to encourage growth and economic development in the state. Full details on financing options can be found on the website. Website in German only.

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  • Ministry of Finance and Economics Baden-Württemberg – Financing Programs

    The primary financing programs available from the State of Baden-Württemberg are listed on this page, as well as advisory support for entrepreneurs. Website in German.

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  • Mittelständische Beteiligungsgesellschaft MBG

    The MBG Rheinland-Pfalz offers financial support in the form of loans for small- and medium-sized enterprises in the state of Rheinland-Pfalz. It is publicly funded and offers competitive rates. Website in German only.

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  • Mittelständische Beteiligungsgesellschaft Mecklenburg-Vorpommern mbH (MBMV)

    MBMV provides financing and information for small- and medium-sized enterprises in the state of Mecklenburg-West Pomerania. Working closely with the Bürgschaftsbank Mecklenburg-Vorpommern GmbH (BMV), the MBMV provides specific financing programs designed for various types of operations. Website in German only.

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  • Mittelständische Beteiligungsgesellschaft Niedersachsen

    The Mittelständische Beteiligungsgesellschaft Niedersachsen (MBG) mbH is an organization that supports the economy of Lower Saxony. Small and medium-sized enterprises (SMEs) based in Lower Saxony are eligible for silent investments to strengthen their capital base and thereby finance growth and innovation. MBG provides both investment and advice. Website in German only.

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  • Mittelständische Beteiligungsgesellschaft Thüringen GmbH

    The MBG Thuringia offers financial support for small- and medium-sized enterprises in the state of Thuringia. Its website details various financing options available for diverse businesses. Website in German only.

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  • Mittelständische Bürgschaftsbank Sachsen

    The Mittelständische Beteiligungsgesellschaft Sachsen mbH (MBG) is a privately held investment company with public funding. Its task is to improve the financing structures of medium-sized companies with the goal of stable corporate development. MBG acquires both silent capital and direct stakes in industrial companies.

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  • NBANK – Investitions- und Förderbank Niedersachsen

    NBank is the bank for investment and business development in Niedersachsen. It is fully owned by the federal state. All federal subsidy schemes aiming to back the regional economy, labor market and education, as well as grants for housing and urban development, are processed centrally in the NBank. NBank also gives advice on EU–support programs and programs offered by the German government and collaborating regional partners in order to implement synergy effects and improve the overall business development programs. Website in German only.

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  • Niedersächsische Bürgschaftsbank NBB

    The NBB is a guarantee bank in Lower Saxony that strives to support small- and medium-sized enterprises and start-ups through financing. Website in German only.

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  • NRW.BANK

    In its capacity as the development bank for North Rhine-Westphalia, NRW.BANK assists the state in its structural and economic tasks. The bank acts on behalf of the state, operates in a competition-neutral manner and offers the full range of banking products required in the field of development and promotion – from traditional loans to customized advice. The Bank’s three fields of development and promotion are "Housing & Living,” “Development & Protection,” as well as "Start-ups & Growth."

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  • NRW.INVEST GmbH

    The state-owned economic development agency NRW.INVEST supports companies with investment projects or business locations in North Rhine-Westphalia. NRW.INVEST advises on tax and legal issues as well as details regarding economic structure and industry clusters. It analyzes investment plans and offers commercial and industrial sites in North Rhine-Westphalia. NRW.INVEST moderates and accompanies investment projects confidentially from the first step to the conclusion. And even after the settlement, NRW.INVEST is still on hand with help and advice for foreign companies. This applies in particular to expansions, start-ups and spin-offs. Its services are free of charge.

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  • Saarländische Investitionskreditbank SIKB

    The SIKB is Saarland’s state bank, offering mid- and long-term loans to entrepreneurs and small- and medium-sized enterprises. Their website offers full details on financing options, as well as tailored information for entrepreneurs. Website in German only.

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  • SAB Sächsische AufbauBank

    SAB is the central development agency, acting on behalf of the state of Saxony. SAB allocates and distributes development funding to businesses, technology companies and investors, housing developers and homeowners, as well as other social groups in Saxony. Funding takes the form of grants, subsidies, loans and guarantees. As a financial facilitator SAB offers a wide range of products and services, including low-interest loans and loan guarantees, direct investment, grants and financial consulting. In addition to acting on behalf of various tiers of government, SAB offers packages developed by the bank itself, based on its experience of meeting local needs and helping local businesses.

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  • Saxony-Anhalt Ministry for the Economy and Infrastructure

    The website of the Saxony-Anhalt Ministry for the Economy and Infrastructure offers comprehensive information on doing business in Saxony-Anhalt, and provides links to the websites of organizations pertinent to starting a business in the state. Interested individuals can contact the Ministry directly about investment projects, about financial support for their specific investment project, about employment and the economy in Saxony-Anhalt, or about transport and infrastructure in Saxony-Anhalt.

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  • SBG Sächsische Beteiligungsgesellschaft

    The SBG is closely related to the SAB (Saxony Aufbau Bank), and works with the bank to facilitate financing for small-and medium-sized enterprises. They offer advice and support for loan applications and individualized financing options. Website in German only.

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  • SWG mbH

    SWG mbH was founded in 1997 with the goal of supporting young technology firms in their start-up phase, as well as financing existing innovative organizations in the development of new products. SWG operates with various regional banks, as well as the Ministry for Business and Labor, to provide multiple funding options and comprehensive information on the technology sector in Saarland. Website in German only.

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  • ThürInG

    ThürInG, the Thuringia network for innovative entrepreneurs, offers particularly intensive advice and support for business and finance plans, navigating legal issues and insurance plans, identifying cooperating partners, approaching investors. Detailed information on ThürInG’s partners and services can be found on its website. Website in German only.

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  • Thüringer Aufbaubank

    The Thüringer Aufbaubank (TAB) was established in 1992 as a public law institution. Since that time, the bank has undertaken numerous assignments in business and rural development and the promotion of housing construction for the Free State of Thuringia, and has thus played its part in the further development of Thuringia as a business location. TAB works closely with Thuringia’s government, banks and savings banks and the KfW (reconstruction loan) banking group. The Free State of Thuringia provides a 100% guarantee for the Thüringer Aufbaubank. Legal supervision of the bank rests with the Thuringian Ministry of Finance. Website in German only.

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  • Wagnisfinanzierungsgesellschaft für Technologie Rheinland-Pfalz (ISB)

    The WFT is closely associated with the ISB in Rheinland-Pfalz, and offers financing to technology-oriented firms that have existed for less than five years. The WFT offers venture capital to new companies and entrepreneurs, as well as an introduction to the market of Rheinland-Pfalz. Website in German only.

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  • WIBank (Wirtschafts- und Infrastrukturbank Hessen)

    The WI Bank offers financing options for entrepreneurs and individuals seeking to start a business in Hessen. Website in German only.

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